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This loaded chocolate S’mores Oatmeal recipe is rich, creamy and packed with melty chocolate chips, crispy graham crackers and a few gooey marshmallows for an easy, kid-friendly breakfast. 

Check out this chocolate oatmeal recipe below or PIN IT for later!

Originally published August 2011 and updated April 2026

Where are my fellow chocoholics at? Not the kind of chocoholic that loves chocolate chip cookies over oatmeal raisin, but the kind of chocoholic that has a secret stash of dark chocolate Cadbury eggs hiding in the pantry.

Or, the kind of chocoholic that goes rouge and adds chocolate chips to a beloved family Thanksgiving recipe.

Yes, I’m definitely that type of chocoholic! 

I’m also the kind of chocoholic that says chocolate is perfectly ok for breakfast and regularly enjoys this Chocolate Covered Strawberry Protein Shake or this S’mores Oatmeal to get the day started.

This loaded chocolate oatmeal feels like magic in a bowl and is a chocolate lover’s dream! 

It’s creamy, rich and just indulgent enough to feel like a treat—but still hearty and satisfying enough to serve your kids before school every once in a while for an extra special breakfast at home.

You’ll also love this oatmeal recipe because it is simple enough for busy weekday mornings; as it comes together in one pot, uses pantry staples and best of all… kids LOVE it.

This S’mores Oatmeal is guaranteed to bring back those nostalgic summer camp memories, make the morning a little sweeter and have smiles all around the breakfast table!

Helpful Tips and Information:

S’mores Oatmeal Ingredients and Substitutions:

(A full list of ingredients, plus specific measurements, can be found in the recipe card below.)

• Old fashioned oats – We usually always cook with old-fashioned rolled oats, because we like the creamy, yet slightly chewy texture and that they cook up in about 5-10 minutes. However, steel cut oats or quick cooking oats can be used in this recipe. Simply adjust the cooking times according to the package directions.
• Instant hot cocoa mix – The hot cocoa mix adds the chocolate flavor plus sweetness. However, for a better for you option, 1 scoop chocolate protein powder or chocolate flavored collagen peptides can be substituted. If using protein powder or collagen peptides, stir in once the oatmeal is done cooking and you have removed it from the heat. 1 tablespoon of cocoa powder, plus 1-2 tablespoons pure maple syrup or honey, can also be substituted for the hot cocoa mix.
• Kosher salt – Just a dash to enhance the chocolate flavor.
• Milk – Milk adds richness and creaminess that water alone can’t provide. Use your preferred milk type. We have tested this recipe with 2%, 1% and skim milk, as well as, almond milk and coconut milk – all have worked fine.  
• Water – For a more creamy oatmeal, replace the water with additional milk.
• Vanilla extract
• Mini semi-sweet chocolate chips – Just a few for deep, melty chocolate flavor.
• Mini marshmallows – Just a few for that classic s’mores flavor profile. Toasting them with a kitchen torch is strictly optional.
• Honey graham crackers – Adds to that classic smore’s flavor and a crunchy texture.

Additional Chocolate Oatmeal Topping Ideas and Mix-In Suggestions:

• Sliced bananas
• Sliced strawberries
• Drizzle of peanut butter (melt peanut butter in a microwave safe bowl for 30 seconds for easy drizzling)
• Coconut flakes
• Chopped peanuts or pecans
• Ground flax seeds
• Hemp seeds
• Chia seeds
• Protein powder
• Peanut butter powder
• Additional milk for serving

Expert Oatmeal Cooking Tips:

1. Use all milk instead of half milk, half water → makes it ultra creamy
2. Stir often → prevents sticking/burning and creates that velvety texture
3. Let it rest for 2-4 minutes before serving → oatmeal thickens as it cools
4. Cook over medium-low heat → oatmeal burns easily, watch carefully

Frequently Asked Questions:

How do you make oatmeal creamy instead of watery?
Use all milk (instead of half milk and half water), cook slowly over low heat and stir often.

Can I make oatmeal ahead of time?
Yes! Store in an airtight container in the refrigerator for up to 3 days and reheat with a splash of milk. See below for reheating instructions.

Is chocolate oatmeal healthy?
This S’mores Oatmeal recipe is definitely a more a special occasion or every once in a while treat, since it does include marshmallows, chocolate chips and graham crackers. However, to make it a bit more healthy, you could replace the hot cocoa mix with chocolate protein powder or cocoa powder and a little natural sweetener, like honey or maple syrup.

How to reheat oatmeal:

Stove Top: Place refrigerated oatmeal in a sauce pan over medium-low heat. Add enough milk to partially cover the oatmeal. Stir to combine. Continue stirring and cooking over medium-low heat until the oatmeal is creamy and heated through.

Microwave: Place refrigerated oatmeal in a microwave safe glass or ceramic bowl. Add several splashes of milk. Microwave on high heat for 1-2 minutes. Remove from the microwave and stir. Add additional milk if needed. Return to the microwave and cook for an additional 1-2 minutes or until heated through. Use caution as the bowl will be hot.

If you like this easy breakfast idea then you will love these other oatmeal recipes:

• Slow Cooker Blueberry Peach Oatmeal 
• Cherry Chocolate Chunk Oatmeal 
• Lemon Ricotta Oatmeal with Blueberries and Almonds 

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S'mores Oatmeal

Yield: 1 serving

Prep Time: 5 minutes

Cook Time: 10 minutes

Additional Time: 3 minutes

Total Time: 18 minutes

This loaded chocolate S’mores Oatmeal recipe is rich and creamy with chocolate chips, graham crackers and marshmallows for a kid-friendly breakfast treat.

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Ingredients

• 3/4 cup old fashioned rolled oats
• 1 (1.38-ounce) packet hot cocoa mix
• Dash Kosher salt
• 1 cup milk of choice (plus additional milk for serving)
• 1 cup water
• ¼ teaspoon pure vanilla extract
• 2 teaspoons mini semi-sweet chocolate chips
• 2 tablespoons mini marshmallows
• 1 cracker sheet honey graham crackers, crushed

Instructions

1. Stir together rolled oats, cocoa mix and salt in a medium sized sauce pan.
2. Add in milk, water and vanilla. Stir to combine.
3. Bring oatmeal mixture to a boil over medium high heat. Once boiling, reduce heat to a simmer over medium low heat and cook stirring frequently for 10-12 minutes or until thick and creamy.
4. Remove sauce pan from heat and let sit for 3-4 minutes.
5. Transfer to bowl and serve topped with mini chocolate chips, mini marshmallows, crushed graham crackers and additional milk, if desired.

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